Canada Emergency Response Benefit
- If you have stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support. The CERB provides $500 a week for up to 24 weeks.
- Only apply for the CERB through either Service Canada or the Canada Revenue Agency (CRA) – not both.
- How to apply
- – https://www.canada.ca/en/services/benefits/ei/cerb-application.html
- – To deliver payments to Canadians in a fast and easy way, the CERB is being jointly delivered by Service Canada and the Canada Revenue Agency.
- – To begin the application process, please answer a few simple questions. The answers you provide will help the government direct you to the service option that best fits your situation.
- – Please read these questions and answers for more details.
- The Benefit is available to workers:
- – Residing in Canada, who are at least 15 years old;
- – Who have stopped working because of reasons related to COVID-19 or are eligible for Employment Insurance regular or sickness benefits or have exhausted their Employment Insurance regular benefits or Employment Insurance fishing benefits between December 29, 2019 and October 3, 2020;
- – Who had employment and/or self-employment income of at least $5,000 in 2019 or in the 12 months prior to the date of their application; and,
- – Who have not quit their job voluntarily.
- When submitting your first claim, you cannot have earned more than $1,000 in employment and/or self-employment income for 14 or more consecutive days within the four-week benefit period of your claim.
- When submitting subsequent claims, you cannot have earned more than $1,000 in employment and/or self-employment income for the entire four-week benefit period of your new claim.
- For more information and how to apply click here: https://www.canada.ca/en/services/benefits/ei/cerb-application.html?utm_campaign=not-applicable&utm_medium=vanity-url&utm_source=canada-ca_coronavirus-cerb
Wage Boost for Essential Workers
- The Government of Canada will work with provinces and territories through a new transfer to cost-share a temporary top up to the salaries of low-income essential workers that the provinces and territories have deemed essential in the fight against COVID-19.
- The Government of Canada will cover a portion of the cost of providing temporary financial support to these low-income workers, thereby helping to support employers in keeping their workers on staff, while also ensuring fairness.
- Through this new transfer, provinces and territories will be able to provide their low-income essential workers (those who earn less than $2,500 per month), with a top-up. This will provide a much-needed boost to those on the front-line in hospitals, those caring for seniors in long-term care facilities, those working so hard to make sure that there is food on our shelves and tables, and others. We continue to work with provinces and territories on the delivery of this measure and further details will be released shortly.
- More details to come.
Increasing the Canada Child Benefit
- Eligible recipients will receive $300 more per child with their regular May CCB payment.
- If you have previously applied for the CCB, you do not need to re-apply.
- For more information on the Canada Child Benefit such as how to apply and eligibility requirements, go to Canada child benefit or call 1-800-387-1193.
Extra time to file income taxes
- Deferring the filing due date for the 2019 tax returns of individuals.
- For individuals (other than trusts), the return filing due date will be deferred until June 1, 2020.
- Allow any new income tax balances due, or instalments, to be deferred until after August 31, 2020 without incurring interest or penalties.
- Learn more
- Note: If you expect to receive benefits under the Goods and Services Tax credit or the Canada Child Benefit, we encourage you to not delay your 2019 return filing to ensure that your entitlements are properly determined.
Increased Goods and Services Tax Credit
- The federal government provided a one-time special payment through the Goods and Services Tax credit for low and modest-income families.
- The average additional benefit will be close to $400 for single individuals and close to $600 for couples.
- Canadian banks have committed to work with their customers on a case-by-case basis to find solutions to help them manage hardships caused by COVID-19. Canadians who are impacted by COVID-19 and experiencing financial hardship, as a result, should contact their financial institution regarding flexibility for a mortgage deferral. This allows flexibility to be available − when needed − to those who need it the most.
- Learn more
- Contact your financial institution for further mortgage assistance.
- The Canada Mortgage and Housing Corporation and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty. These include payment deferral, loan re-amortization, capitalization of outstanding interest arrears and other eligible expenses, and special payment arrangements.
- Homeowners facing financial hardship may be eligible for a mortgage payment deferral of up to six months.
- The deferral is an agreement between you and your lender. Typically, the agreement indicates that you and your lender have agreed to pause or suspend your mortgage payments for a certain amount of time. After the agreement ends, your mortgage payments return to normal and the deferred payments — including principal and accumulated interest – are added to the outstanding principal balance and subsequently repaid throughout the life of the mortgage.
- To know if you are eligible for a mortgage payment deferral or to learn what options are available, contact your lender — your bank or your mortgage professional.
- Learn more: Financial Consumer Agency of Canada (FCAC)
Support for those with disabilities
- The federal government is providing a special one-time-tax payment to individuals who are certificate holders of the Disability Tax Credit (DTC) as of June 1, 2020, as follows:
- – $600 for Canadians with a valid DTC certificate.
- – $300 for Canadians with a valid DTC certificate and who are eligible for the Old Age Security (OAS) pension.
- – $100 for Canadians with a valid DTC certificate and who are eligible for the OAS pension and the Guaranteed Income Supplement (GIS).
- People who are eligible for this special payment will receive it automatically.
- More information: https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit.html
Applying for EI
- If you have lost your job through no fault of your own and qualify for Employment Insurance benefits, you can submit your request today.
Support from the Alberta government
Support for students
Support for seniors